Retiring Smarter Promotes Retirement Literacy
Retiring can be complicated.
The more you know about retirement the better decisions you can make.
Begin your retirement journey with consumer-based education and written planning.
Who We Serve
Companies & Businesses
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Churches
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Not-For Profits
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A word from our Founder:
Most Americans do not have their retirement ducks in a row....
- Millions of Americans are stressed about retiring in the coming years.
- 80% of baby-boomers scored 'F' on a basic retirement test. (3)
- Only 4% of retirees claim Social Security at the most optimal time. (2)
- Remaining 96% losing an average of $111,000 per household. (2)
- High stock valuations coupled with record low interest rates make planning a challenge.
- 75% of those nearing retirement have no written income plan.
- 60% percent of Baby Boomers fear running out of money in retirement more than dying. (1)
1 | “Will You Outlive Your Retirement Savings?” USA TODAY. Accessed May 7, 2019.
2 | https://www.forbes.com/sites/ashleaebeling/2019/06/28/only-4-of-retirees-claim-social-security-at-optimal-time-leaving-3-4-trillion-on-table/#7048e5f141fd
3 | https://www.cnbc.com/2014/12/03/americans-retirement-know-how-rates-f-survey.html
Fear of retirement unknowns can be stressful.
- Can I retire and not outlive my savings?
- When is my optimum time to begin retirement?
- When should I start taking Social Security?
- How much should I withdraw from my retirement accounts and when?
- What is my proper investment risk allocation?
- How do I improve my health in retirement?
- How will the new tax laws affect my retirement?
- What's my plan for long-term care issues?
- What Medicare option is best for me?
- How should I manage RMDs (required minimum distributions)?
- Is a will or trust best for my unique situation?
- What is my housing plan for old age?
Your retirement ducks...are they all in a row?
Many of us don't know what we don't know. The first step in addressing this challenge is to do a self assessment.
Take the Retirement Ducks Challenge and see where you stand.
Retiring Smarter is
- 1 1/2 day interactive workshop
- Covers 40 relevant topics important to those 55 and older
- Money and health focused
- Each student is assisted in developing their own written retirement plan.
The workshop combines four empowering elements:
- Live instruction from knowledgeable teachers
- Entertaining videos
- 100-page take-home workbook presented in an engaging, easy-to-understand format
- A customized retirement income plan built in class by each student
Source: software provide by Thomas Gold Solutions, LLC . Images are a sample plan made by using fictitious people as a visual representation only. No advice or recommendations are implied or to be used from this.
Retiring Smarter addresses these and other relevant issues:
- Inflation-Adjusted Income Planning
- Personal Health and Medicare
- Tax Reduction Strategies
- Social Security Maximization
- Insurance Efficiencies
- Pension Maximization
- Adult Children and Money
- Estate Planning
- Investment Alternatives
- Tax Efficient Giving to Church and Charity
- Risk Management of Investments
- Long-Term Care Issues
- Investment Strategies for Older Investors
- Retirement Housing
Pay-It-Forward Scholarship Program
- Course tuition is $199 per household and includes both class and written income plan.
- Money back guarantee if not totally satisfied.
- Most students attend without upfront tuition using a Pay-It-Forward scholarship.
